Health Insurance Options for Individuals, Families, and Medicare Beneficiaries
Synersure Financial helps individuals and families explore health insurance options, including ACA Marketplace plans, Obamacare coverage, Medicare Advantage, Medicare Supplement, and Prescription Drug Plan education.
ACA / Obamacare
Explore health insurance options through the Affordable Care Act Marketplace. You may qualify for coverage during Open Enrollment or through a Special Enrollment Period.
Shop ACA PlansMedicare Review
Turning 65, already on Medicare, or helping a loved one? We can help you understand Medicare Advantage, Medicare Supplement, and Prescription Drug Plans.
Request ReviewSmall Business
Attract and retain top talent with competitive group health insurance options tailored for small businesses. Explore plans that fit your company's budget.
Explore Group PlansHealth Insurance Plan Recommender
Answer 3 quick questions to find the right coverage path for you.
What is your current age?
ACA vs. Medicare Comparison
A quick guide to understanding the differences between the two main government-regulated health insurance programs.
| Feature | ACA (Obamacare) | Medicare |
|---|---|---|
| Primary Eligibility | Individuals & families under 65 without employer coverage | Adults 65+ (or younger with certain disabilities) |
| Cost Assistance | Premium Tax Credits based on income and household size | Extra Help & Savings Programs for low-income beneficiaries |
| Annual Open Enrollment | Nov 1 – Jan 15 (in most states) | Oct 15 – Dec 7 (Annual Election Period) |
| Pre-existing Conditions | Covered immediately | Covered (Medigap may have underwriting if outside initial enrollment) |
| Family Coverage | One policy can cover the whole family | Individual policies only (spouses must enroll separately) |
| Plan Types | HMO, PPO, EPO, POS (Metal Tiers: Bronze, Silver, Gold, Platinum) | Original Medicare (Parts A & B), Medicare Advantage (Part C), Medigap |
Medicare vs. ACA Quiz
Not sure which coverage is right for you? Answer a few quick questions to find out.
What is your current age?
Health Insurance Glossary
Understanding health insurance doesn't have to be complicated. Here are some common terms explained simply.